General Data Protection Regulation (GDPR)

GDPR and our Members

You may have heard about the GDPR, but you may not be entirely sure how it will affect you as a member of Core Credit Union. Here you will find a quick summary of what it all means but for full details, please read our Data Privacy Notice

 

What is the GDPR and when is it coming?

On 25 May 2018, new EU regulations come into effect which are commonly referred to as the GDPR regulations.  The General Data Protection Regulation (GDPR) – to strengthen data protection for all citizens within the European Union. GDPR is good news for members. It makes it easier for you to access your personal information and control how it is used.

 

Why does Core Credit Union collect and use my personal information?

There are a number of reasons why Core Credit Union collects and uses your personal information. We have outlined just some of these reasons below but if you’d like to find out more, please read our Data Privacy Notice.

  • to process your applications for products and services;
  • to help administer your account(s);
  • to communicate with you such as when providing notice of the AGM;
  • to ensure we provide you with the best service possible;
  • to meet our legal and regulatory obligations; and
  • to make credit decisions when applying for a lending product.

 

What is a Data Privacy Notice?

A Data Privacy Notice is a document that every organisation who controls and processes personal information must make available. It provides detailed, but simple, explanations of how Core Credit Union manages your personal information. You can download a copy from the website or ask for a printed copy next time you are in an office.

 

What are some of the key changes I will see as a member?

The GDPR will give you greater control over your personal information by setting out additional and more clearly defined privacy rights, which you can exercise. Rights for individuals under the GDPR include:

  • the right to be informed about the processing of your personal information;
  • the right to access personal information an organisation holds on you;
  • the right to have inaccuracies corrected;
  • the right to have information erased;
  • the right to object, including in relation to direct marketing;
  • the right to restrict processing;
  • the right to have your personal information sent directly
  • to yourself or another organisation.

You can find out about your privacy rights and how you can control the personal information Core Credit Union holds about you in the Data Privacy Notice.

 

Does Core Credit Union share my personal information?

We sometimes need to share your personal information with trusted third parties who perform important functions for us. For example, we use third parties to help us address fraud, security or technical issues. We are also required
to cooperate by law with Irish regulatory or enforcement bodies. We go into more detail about the reasons we share personal information in the Data Privacy Notice.

 

Direct Marketing

From time to time, we would like to make you aware of other products and services that we offer which may be of interest to you. We can do this by using some of the personal information we hold about you. You have a right not to receive such information. You can make changes to your marketing preferences at any time by contacting us using the details below.

 

How secure and confidential is my personal information?

We use a variety of security technologies and procedures to help protect your personal information from unauthorised access, use or disclosure. The confidentiality and security of your personal information is extremely important to us and we put a strong emphasis on protecting it.

 

Where do I get more information?

Download our Data Privacy Notice from www.corecu.ie/ data-privacy-notice/ or ask for a printed copy next time you are in an office. If you have any questions about GDPR or your personal information, you can contact our Data Protection Administrator by writing to:

Data Protection Administrator
Core Credit Union
Unit 1 Magic Retail Centre Old Bray Road Cornelscourt
Dublin 18
Email: dpa@corecu.ie

While care has been taken in the preparation of this communication, you should be aware that it has been designed to give a general overview and its content is not intended to be comprehensive. Specific information is contained in our Data Privacy Notice, which we recommend you take time to review.