Open My Current Account Now

Finally, a real choice

Current Account, provided by Core Credit Union, gives you a real choice for your day-to-day financial needs.

Current Account is a full service current account, brought to you by your credit union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.

With instant access to your money through a Mastercard® Debit Card, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

Shopping online is changing from the 1st January 2021. Click here for more information.


Please note, the maximum combined balance allowed per Member in Core Credit Union is €100,000. Your combined balance is calculated by deducting any loan balance you might have with Core Credit Union from your total deposits in Core Credit Union. Total deposits are made up of your Shares, Stamps and Current Account balances added together. Click Here for More Information.

For a full list of Current Account FAQ’s click here.

Introducing Current Account brochure.

Core Credit Union Switcher Pack

Features & Benefits

  • Same friendly service
  • Globally accepted Mastercard Debit Card
  • Use in-store, online or at ATMs
  • Google Pay, Fitbit Pay and Apple Pay
  • Cashback available at participating retailers
  • Contactless payments
  • Overdraft for unexpected expenses
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards

You can now add your Current Account Debit Mastercard to Google Pay, Apple Pay and Fitbit Pay digital wallets, making it easier to make Contactless payments with your mobile phone or Fitbit watch.

Click here for more information on Google Pay

Click here for more information on Apple Pay

Click here for more information on Fitbit Pay

Transparent Fees and Charges:

A low monthly fee of €4 per month includes:

  • Unlimited euro point of sale and contactless transactions
  • Unlimited mobile and online banking
  • Unlimited standing order and direct debit processing
  • No charges for lodgements or in-branch transactions
  • Up to 5 ATM withdrawals per month (thereafter a per transaction fee applies)
  • Free eStatements every quarter

Current Account Schedule of Fees & Charges

Current Account Currency Conversion Calculator

Important Information

In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland. If you are 12 -16 years of age, we require the consent of your parent or guardian for you to open an account. Terms and conditions apply.

Overdrafts are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply. Ask a staff member for more details today.

The Debit Card’ is issued by Transacts Payment Malta Limited pursuant to licence by Mastercard International’

Current Account and Debit Card Terms and Conditions.

Click here for information about protecting you and your Current Account from fraud.