Mortgages

Mortgages You Can Trust

Borrow between €40K and €350K

Talk to Core Credit Union today

 

Buying a property is a stressful time. What to buy (and where)? How much to bid (and when)?  When you’ve finally found what you’re looking for and you need a mortgage, you want to deal with a lender you can trust.

A mortgage from Core Credit Union is unique in so many ways.

  • The security of a fixed rate with benefits usually associated with a variable rate,
  • No early repayment fees or charges,
  • Pay extra amounts or lumpsums off whenever you please.
  • As a member owned financial cooperative, local savings creates our funds for loans and mortgages.

Details:

  • Borrow between €40K and €350K
  • Terms Available: 1 year to 35 years
  • Fixed Interest Rate: 5% fixed rate for the duration of the mortgage
  • A CU Home Mortgage is only available on a principal private residence (must reside in the property) or for a self- build.

What you need:

 

Employment Requirements

Employees must be in permanent employment for more than 6 months and have successfully completed their probationary period

Self-Employed must be self-employed for a minimum of 2 years

 

Documents Required

Employees

3 Months up to date consecutive payslips 6 months bank statements of all bank accounts


 

Self-Employed

2 years set of financial accounts certified by accountant 6 months bank statements of all personal bank accounts
Confirmation of your tax position from your accountant 6 months bank statements of all business bank account
Last 2 years Tax Returns i.e., Chapter 4 & Form 11. Tax Clearance Certificate


For an appointment to speak to one of our Loan Officers please complete the contact form below or if you have any specific Mortgage query, please email members@corecu.ie or you can also call: 01 272 5600