Greenify Loans

Affordable green loans to help you take meaningful climate action.

 

Greenify is a nationwide credit union initiative that helps people in Ireland finance energy-efficient home upgrades and sustainable transport projects with competitive green loans. You can borrow up to €75,000 unsecured over terms up to 10 years with a variable rate and personalised local support. Greenify also provides practical guidance and connects you with participating credit unions to make sustainable improvements affordable and straightforward.

 

Greenify with Core Credit Union

 

Greenify and Core Credit Union make it easier for you to invest in a greener future. From home insulation and solar panels to heat pumps, electric vehicles, and EV home chargers, all supported by a trusted, community-focused financial institution.

Our friendly team is here to guide you through the loan process and help you get approved in just a few days.

You can borrow up to €75,000 over 10 years, with unsecured lending and a variable interest rate (typical APR ~5.6%) subject to credit union approval.

Green Loans for Home

Greenify helps you upgrade your home’s energy efficiency:
• Insulation (attic, walls)
• Solar PV panels
• Heat pumps
• Doors & windows upgrade

These upgrades can reduce energy bills and improve comfort. Many also qualify for SEAI grants to make projects more affordable.

Green Loans for Transport

Greenify also supports sustainable transport choices:

  • Electric vehicles
  • Electric bikes
  • Plug-in hybrids
  • Home EV charging stations

Upgrades to help you reduce emissions and fuel costs.

How It Works

  1. Loan Application Form: You can apply online via our Core CU App, pop into one of our 8 offices or call 01 272 5600 to apply via phone.
  2. We’ll Call You: If applying online a staff member reaches out, to confirm details or ask for further documentation if necessary.
  3. Loan Approved: If everything checks out, your loan is approved.
  4. Happy Member: You collect your funds from Core Credit Union. Funds can be collected as Cheque or Bank Transfer to start your green project.

Important Information

Members must provide quotes for the proposed works, which should primarily aim to improve and reduce your home’s BER rating.

Loans are subject to approval. Terms and conditions apply. If you do not meet loan repayments, your account may go into arrears and affect your credit rating and future access to credit. All Greenify Credit Unions are regulated by the Central Bank of Ireland.

Affordability Calculator

For fraud protection and security purposes, once you have applied for a loan, you may be contacted by our Member Services Team.

Loan Calculator

€1,200
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Typical APR 3.92%
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Whilst every care has been made in the production of this document, the Credit Union, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.